Average American’s Risk of Needing Nursing Home Care Is Higher Than Previously Estimated | RAND

The average American’s lifetime risk of using a nursing home is substantially greater than previous research has suggested, according to a new RAND Corporation study.

Among persons age 57 to 61, 56 percent will stay in a nursing home at least one night during their lifetime, according findings published online by the journal Proceedings of the National Academy of Sciences.

Previous studies have generally corroborated the U.S. Department of Health and Human Services’ estimate that only 35 percent of older Americans are likely to use a nursing home in their later years.

Source: Average American’s Risk of Needing Nursing Home Care Is Higher Than Previously Estimated | RAND

The Future of U.S. Health Care: Replace or Revise the Affordable Care Act? | RAND

RAND research offers insights about the likely impact of repealing or revising the ACA. RAND’s research on the ACA makes use of an updated version of the RAND COMPARE microsimulation model, which predicts the effects of health policy changes at state and national levels. Using COMPARE, researchers have examined the impact of many configurations of health insurance in the United States, including:

• maintaining the ACA with no changes
• repealing the law with no replacement
• replacing the law with a single payer system
• replacing the law with other measures that address coverage expansions through Medicaid and the individual market

Source: The Future of U.S. Health Care: Replace or Revise the Affordable Care Act? | RAND

How Much Would Single-Payer Health Care Cost? – The Atlantic

Republicans’ failure—so far—to repeal and replace Obamacare has breathed new life into the single-payer dream. In June, the majority of Americans told Pew that the government has the responsibility to ensure health coverage for everyone, and 33 percent say this should take the form of a single government program. The majority of Democrats, in that poll, supported single payer. A June poll from the Kaiser Family Foundation even found that a slim majority of all Americans favor single payer.

Source: How Much Would Single-Payer Health Care Cost? – The Atlantic

Blue Cross to end “grandfathered” health insurance in NC | News & Observer

Thousands of North Carolina residents have been exempt from the Affordable Care Act and got to keep their old health insurance, paying significantly less for their coverage than those insured under the ACA.

But that’s about to come to an end for 50,000 customers of Blue Cross and Blue Shield of North Carolina. In 2018, they will have to switch to ACA plans, in some cases paying twice as much or more for health insurance.

Source: Blue Cross to end “grandfathered” health insurance in NC | News & Observer

Cutting Obamacare Subsidies Would Benefit Poor, Says CBO | Economics21

The unsurprising part is CBO’s expectation that if CSR subsidies are withdrawn, sponsors of silver plans will hike premiums substantially.

The surprising part is that CBO found that not only would this generally not hurt low-income participants, it would on balance benefit them – especially older Americans below 400 percent of the poverty line.  The primary losers, under CBO’s analysis, would be federal taxpayers.  Add it all up, and terminating the CSR subsidies would paradoxically lead to a substantial increase in progressive income redistribution.

Source: Cutting Obamacare Subsidies Would Benefit Poor, Says CBO | Economics21

A Tax Reform President Trump Should Like, and You Should Too | Manhattan Institute

Democratic lawmakers delayed the onset of the Cadillac plan tax from 2013 to 2018 in the 2010 reconciliation bill that enacted parts of the ACA. More recently, lawmakers delayed it again, postponing its effective date to 2020. The distaste for the Cadillac tax is clearly bipartisan, as the House Republicans’ American Healthcare Act — their ACA repeal-and-replace bill — would further delay the tax to 2025, and the Senate’s version of this bill would push it off to 2026.

Instead of kicking the can farther down the road, a different approach to dealing with employer-sponsored insurance is needed. In a new Mercatus Center report, we discuss some potential options available to policymakers.

Source: A Tax Reform President Trump Should Like, and You Should Too | Manhattan Institute

ACA Is Uninsuring the Insured | Mercatus Center

The number of people with individual health-insurance coverage is shrinking. Despite $146 billion in federal subsidies to low-income households and well-capitalized insurers, 2.6 million fewer people had individual policies in March 2017 than in March 2016, a drop of nearly 15 percent.

Source: ACA Is Uninsuring the Insured | Mercatus Center