Most Exchange Enrollees Will Never Reach Deductible | Weekly Checkup | American Action Forum

The chart below demonstrates the distribution of medical spending for insured individuals using data from the 2012 Medical Expenditure Panel Survey, and displays separate curves for individuals who have and have not been diagnosed with chronic illness.[1] In any given year, more than 80 percent of non-chronically ill individuals spend less than the average deductible for a Silver plan in the Health Insurance Marketplace. Over a lifetime, however, it is much more probable that a person will be unfortunate enough to exceed the deductible and require those insurance benefits.

via Most Exchange Enrollees Will Never Reach Deductible | Weekly Checkup | American Action Forum.

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