Despite the growing demand for consumer-directed health care, changes adopted under the 2010 health care law have made it more difficult for employers and workers to participate in these plans. According to Roy Ramthun, president of HSA Consulting Services, “There is no disputing the fact that the number of employers offering group health plan coverage to their employees has declined as the cost of providing coverage has increased. It is my opinion that account-based health plans have helped arrest this decline… As employers wrestle with the decisions whether or not to continue sponsoring health insurance benefits, I am uncertain that even account-based health plans can overcome the new employer responsibilities and costs of complying with the Patient Protection and Affordable Care Act.”
The Health Policy Skeptic
Using evidence to improve health policy
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