Insurance is not supposed to be for normal expenses in the ordinary course of events, such as multivitamins, house painting or oil changes. Insurance is for unexpected catastrophes: fires, accidents, cancer.
The basic idea is to spread the risk of unforeseen disasters. Filling up your gas tank, for example, is not an unforeseen disaster (though it’s getting to be under Obama).
So why is birth control covered by insurance? Birth control pills aren’t that expensive — generics are about $20 a month — nor is the need for them a bolt out of the blue. Why not have health insurance cover manicures, back massages, carrot cake and nannies?
via Ann Coulter – February 15, 2012 – COMMUNISM BY INSURANCE MANDATE.
